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Insurance & surety, tailored to you.

From personal cover and commercial lines to bonds, guarantees and specialised business insurance — explore our full suite of solutions.

Our Services

Covering every insurance field

From your home and vehicle to multi-million-rand contracts, our three core practice areas keep you protected on every front.

Personal Lines

Your personal assets are valuable and deserve comprehensive protection against life’s uncertainties.

  • Vehicle & motor cover
  • Home & contents
  • Specialised & valuables cover
Get covered

Commercial Lines

We go beyond placement, offering a full suite of risk management and administrative support for your operation.

  • Business assets & liability
  • Fleet & transit cover
  • Risk & claims administration
Protect your business

Bonds & Surety Solutions

Our specialism — comprehensive bonds and guarantees designed to safeguard your interests and unlock new contracts.

  • Construction guarantees
  • Bid, performance & retention bonds
  • Customs & excise guarantees
Explore surety
Personal Lines

Cover for every stage of life.

We understand that your personal assets are valuable and need comprehensive protection against life’s uncertainties. Whether it’s your car, home or valuable possessions, we provide tailored solutions — from sourcing and placement to maintenance and administration of the policy.

  • Vehicle insurance — comprehensive, third-party, theft & hijack
  • Home & contents — buildings, contents & portable possessions
  • Personal liability insurance
  • All-risk cover for high-value items
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Commercial Lines

Protecting your business from financial loss.

We go beyond insurance placement by offering a full suite of risk-management and administrative support — sourcing & placement, pre- and post-placement consultations, claims administration, regular portfolio reviews and risk-management consulting.

Property & Asset Insurance

Covers loss or damage to business property, equipment and stock.

  • Business all-risk insurance
  • Fire & allied perils
  • Theft & burglary insurance
  • Electronic equipment cover

Revenue Protection

Keeps your business financially stable when operations are disrupted.

  • Business interruption insurance
  • Loss of income insurance
  • Cover for fire, disaster & equipment failure

Liability Insurance

Protects your business and its leadership against third-party claims.

  • Public liability insurance
  • Employer’s liability insurance
  • Professional indemnity insurance
  • Directors & officers liability
Bonds & Surety Solutions

Bonds that win contracts and protect projects.

In construction, customs and trade, a guarantee is the difference between bidding and building. We structure surety facilities aligned to JBCC, NEC, FIDIC and GCC contract wordings — keeping your bank credit lines free for the work itself.

01

Bid / Tender Bonds

Demonstrate your seriousness and financial standing when tendering for public and private projects.

02

Advance Payment Bonds

Secure mobilisation funds released by the employer against the risk of non-delivery.

03

Performance Bonds

Guarantee the employer that contractual obligations — quality, timeline and completion — will be met.

04

Retention & Maintenance Bonds

Release retained funds early while still covering defect-correction during the maintenance period.

05

Customs & Excise Bonds

Meet SARS deferment security requirements for VAT and duty on imported goods.

06

Mining & Rehabilitation

DMRE-approved guarantees and Section 37A-compliant rehabilitation security.

How a surety bond works

Every guarantee is a three-party agreement. We sit between you and the insurer to get it issued, fast.

1
The PrincipalYou — the contractor undertaking the work and applying for the bond.
2
The ObligeeThe employer or project owner who is protected against non-performance.
3
The SuretyThe insurer that backs the guarantee — sourced and managed by us.
Apply for a Bond
Specialised Business Cover

Built for how your business actually operates

Specialised insurance for fleets, transit, construction and the digital risks every modern enterprise faces.

Goods in Transit

Covers loss or damage to goods while being transported, anywhere on the route.

Fleet & Commercial Vehicle

Comprehensive coverage for company vehicles and full transport fleets.

Contractors’ All Risk

Covers construction projects — materials, plant, equipment and liability risks.

Cyber Liability

Protection against cyber threats, data breaches and IT-related risks.

What matters most — get your free quote today.

Whether it’s your home, vehicle, business or your next big contract, we’ve got you covered. Discover the peace of mind that comes with reliable, comprehensive protection tailored to you.

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