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Authorised Financial Services Provider · FSP 51234

Guarantees that let your business build without limits.

Unlimited Business Sureties is a specialist intermediary delivering construction guarantees, performance bonds and tailored insurance to contractors and enterprises across South Africa — backed by leading insurers and re-insurers.

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FSP-regulated & compliant
48-hour bond turnaround
Dedicated account managers
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Guarantees Issued
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Facility Value Placed
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Insurer Partners
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Client Retention
Welcome to Unlimited Business Sureties

Comprehensive insurance for every stage of your business.

We are a leading insurance intermediary dedicated to personalised solutions tailored to your specific needs. With direct access to insurance, re-insurance and cell-captive (self-insurance) markets, we source a full suite of cover and surety facilities — so your projects, assets and people are protected, whatever the contract demands.

See What We Offer

Insurance Markets

Direct placement with South Africa’s leading short-term and specialist underwriters.

Re-insurance

Access to global re-insurance capacity for large and complex risk exposures.

Cell Captive

Self-insurance structures that turn premium spend into a controlled asset.

Our Services

Covering every insurance field

From your home and vehicle to multi-million-rand contracts, our three core practice areas keep you protected on every front.

Personal Lines

Your personal assets are valuable and deserve comprehensive protection against life’s uncertainties.

  • Vehicle & motor cover
  • Home & contents
  • Specialised & valuables cover
Get covered

Commercial Lines

We go beyond placement, offering a full suite of risk management and administrative support for your operation.

  • Business assets & liability
  • Fleet & transit cover
  • Risk & claims administration
Protect your business

Bonds & Surety Solutions

Our specialism — comprehensive bonds and guarantees designed to safeguard your interests and unlock new contracts.

  • Construction guarantees
  • Bid, performance & retention bonds
  • Customs & excise guarantees
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Bonds & Surety Solutions

Bonds that win contracts and protect projects.

In construction, customs and trade, a guarantee is the difference between bidding and building. We structure surety facilities aligned to JBCC, NEC, FIDIC and GCC contract wordings — keeping your bank credit lines free for the work itself.

01

Bid / Tender Bonds

Demonstrate your seriousness and financial standing when tendering for public and private projects.

02

Advance Payment Bonds

Secure mobilisation funds released by the employer against the risk of non-delivery.

03

Performance Bonds

Guarantee the employer that contractual obligations — quality, timeline and completion — will be met.

04

Retention & Maintenance Bonds

Release retained funds early while still covering defect-correction during the maintenance period.

05

Customs & Excise Bonds

Meet SARS deferment security requirements for VAT and duty on imported goods.

06

Mining & Rehabilitation

DMRE-approved guarantees and Section 37A-compliant rehabilitation security.

How a surety bond works

Every guarantee is a three-party agreement. We sit between you and the insurer to get it issued, fast.

1
The PrincipalYou — the contractor undertaking the work and applying for the bond.
2
The ObligeeThe employer or project owner who is protected against non-performance.
3
The SuretyThe insurer that backs the guarantee — sourced and managed by us.
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Specialised Business Cover

Built for how your business actually operates

Specialised insurance for fleets, transit, construction and the digital risks every modern enterprise faces.

Goods in Transit

Covers loss or damage to goods while being transported, anywhere on the route.

Fleet & Commercial Vehicle

Comprehensive coverage for company vehicles and full transport fleets.

Contractors’ All Risk

Covers construction projects — materials, plant, equipment and liability risks.

Cyber Liability

Protection against cyber threats, data breaches and IT-related risks.

Personal Lines

Cover for every stage of life.

Your home, your car and the people under your roof are what matter most. We tailor personal cover that protects your family’s lifestyle today — and the plans you’re building for tomorrow.

  • Home & contents insurance
  • Vehicle & motor cover
  • Life, funeral & family cover
  • All-risk & valuables protection
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Why Choose Us

Why partner with Unlimited?

We combine deep technical expertise with the personal service of a boutique brokerage — and the market access of a major one.

Expertise

A team of highly skilled, qualified professionals who understand surety, contracts and risk.

Customisation

Every facility is tailored to your contract, balance sheet and growth ambitions — never off-the-shelf.

Partnerships

Strong relationships with top insurers, re-insurers and underwriting managers across the market.

Customer Service

We prioritise our clients with ongoing, responsive support — and genuinely fast claims processing.

What matters most — get your free quote today.

Whether it’s your home, vehicle, business or your next big contract, we’ve got you covered. Discover the peace of mind that comes with reliable, comprehensive protection tailored to you.

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Get In Touch

We’re here to help, 24/7.

Experience insurance that puts you first — comprehensive coverage, flexible options and outstanding service you can rely on.

Support team online now
Visit usGround Floor, Block 1, Corobay Corner, 169 Corobay Avenue, Menlyn, Pretoria 0181
Office hoursMon–Fri 08:00–17:00 · Emergency claims 24/7

Request your free quote

Tell us what you need cover for and an advisor will be in touch within one business day.

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Our Partners

Backed by South Africa’s leading insurers

We place your cover and guarantees with established, financially strong underwriters — so every policy and bond you hold is backed by real market strength.

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